Income Tax Calculator for ₹10 L Salary — FY 2025-26
On ₹10 L annual income: New Regime tax is ₹0, Old Regime tax is ₹65,000. New Regime saves you ₹65,000.
Total Tax (New Regime)
₹0
Taxable Income
₹9.25 L
Effective Rate
0%
Deductions
₹75,000
Breakdown
Income Tax: ₹0
Cess (4%): ₹0
Slab Breakdown
| Slab | Rate | Taxable | Tax |
|---|---|---|---|
| ₹0 – ₹4 L | 0% | ₹4.00 L | ₹0 |
| ₹4 L – ₹8 L | 5% | ₹4.00 L | ₹20,000 |
| ₹8 L – ₹12 L | 10% | ₹1.25 L | ₹12,500 |
Old vs New Regime
| Metric | New Regime | Old Regime |
|---|---|---|
| Taxable Income | ₹9.25 L | ₹7.50 L |
| Income Tax | ₹0 | ₹62,500 |
| Cess | ₹0 | ₹2,500 |
| Total Tax | ₹0 ✓ | ₹65,000 |
💡 Save ₹65,000 with New Regime.
💡 Income Tax Breakdown on ₹10 L
For an annual income of ₹10 L, the New Tax Regime (FY 2025-26) results in a total tax of ₹0 (effective rate: 0.0%). The Old Regime with standard deductions (80C ₹1.5L + 80D ₹25K) gives ₹65,000 (effective rate: 6.5%).
The New Regime saves you ₹65,000 on this income. Under the New Regime, income up to ₹12.75 Lakh (including ₹75K standard deduction) is completely tax-free thanks to the Section 87A rebate.
₹10 L income → New Regime: ₹0 | Old Regime: ₹65,000 | Save ₹65,000 with New Regime.