Capital Gains Tax Calculator

Calculate STCG & LTCG tax on stocks, mutual funds, property & gold. Know your tax liability before you sell.

1 yr 6 mo

Long-Term Capital Gain (LTCG)

+₹3.00 L

Tax Rate

12.5%

Tax Amount

₹22,750

Net Gain

₹2.77 L

Breakdown

Capital Gain: ₹3.00 L

Exemption: −₹1.25 L

Taxable: ₹1.75 L

Tax (12.5%): ₹21,875

Cess (4%): ₹875

💡 Capital Gains Tax in India

Capital gains tax depends on two factors: the type of asset and how long you've held it. Equity shares and equity mutual funds become long-term after 12 months, while most other assets (debt MF, property, gold) need 24 months.

As per Budget 2024, LTCG on all assets is taxed at 12.5%. Equity STCG is 20%, while other STCG is taxed at your income slab rate. Equity LTCG has an annual exemption of ₹1.25 Lakh — gains below this are tax-free.

Bought stocks at ₹5L, sold at ₹8L after 14 months → LTCG = ₹3L. Tax = 12.5% × (₹3L − ₹1.25L exemption) = ₹21,875 + 4% cess = ₹22,750. Net gain after tax: ₹2,77,250.

Capital Gains Tax Calculator FAQ